The Best Beginner’s Card
My number #1 Most Recommended starter card is the Chase Sapphire Preferred card!!
The current welcome offer is:
60,000 bonus points after you spend $4,000 in the first THREE months
Here’s why I love the Chase Sapphire Preferred card as a beginner card
Points are TRANSFERRABLE to so many hotels and airlines
Points can be used at a variety of hotel including Hyatt and Marriot
Points can be used at a variety of airlines
$50 in statement credits each account anniversary year for hotel stays purchased through Chase Travel.
5 x points on hotels & car rentals purchased through the Chase protal
10% Anniversary Bonus on points, Each account anniversary, you'll earn bonus points equal to 10% of your total purchases made the previous year. That means if you spend $25,000 on purchases, you'll get 2,500 bonus points.
Get complimentary access to DashPass – a DoorDash and Caviar membership – which unlocks $0 delivery fees and lower service fees on eligible orders for a minimum of one year when you activate by December 31, 2027.
Receive complimentary travel protection benefits when you book travel using your Sapphire Preferred card.
Extended Warranty Protection. Extends the time period of the manufacturer's U.S. warranty by an additional year, on eligible warranties of three years or less, up to four years from the date of purchase.
Purchase Protection Covers your eligible new purchases for 120 days from the date of purchase against damage or theft up to $500 per item
The Annual fee is only $95