Can I get a Business card?
Short answer…YES!!! When you can get a business credit card, you will get more credit card points and miles for travel. When you first think about business credit cards, you may think that only thriving, “real” businesses can get a business credit card. Not true!!
Why get Business Credit Cards?
Business cards do not count against your 5/24 status
Business cards typically have higher welcome offers with more points
Cons of Business Cards
A higher minimum spend is usually required. If you have a large purchase coming up, it could be the perfect time to get a business card.
Sometimes they are harder to get approved for, and you may need to send in additional information, but it is usually as simple as an address or social security verification.
How to Apply for a Business Credit Card
You can also apply with your Social Security Number as a sole proprietor. You do not need an EIN
Great Business Credit Cards
My favorite business cards are the Chase Ink Business cards. I love the flexibility of this currency, so we are always trying to earn more. You can apply these points numerous hotel and airline chains. The flexibility of using these points make them a favorite for a lot of people
Bottom Line
Business cards are a HUGE part of my points and miles strategy! They allow me to accumulate a massive amount of points without impacting my 5/24. I HIGHLY suggest opening Business cards are part of your strategy